Welcome

At VAS we specialize in recovering unclaimed funds with trust and integrity

We empower you with honest unclaimed funds recovery, supporting your journey to reclaim what is yours for a better future

Check If You Have Surplus Funds

What We Do

When a property is sold at a tax sale or foreclosure, there’s often money left over once the debts are paid. That’s called a tax surplus — and it may belong to you.

But most property owners never get told. Counties don’t track you down — the money simply sits there until the rightful owner steps forward. That’s where we come in.

Valor Asset Services helps people across the country recover surplus funds they’re owed — quickly, clearly, and without the confusion of doing it alone. We do the research, the paperwork, and the follow-up, so you don’t have to.

How It Works

Five steps to recover your surplus funds

1. Free claim review

We start by reviewing your property's case to see if there are unclaimed funds available to you. This initial assessment is completely free, and there's no commitment required. Simply complete the short form, and we'll handle the rest.

2. Simple agreement

Once we confirm funds may be available, we’ll walk you through a simple agreement that explains how we work and what to expect. It’s straightforward — and there are no upfront fees.

3. We prepare your claim

Our team gathers the documents and prepares your claim for you. We handle the paperwork and guide you through each step, so you don’t need to worry about the details.

4. Filed through an attorney

Your claim is filed through a licensed attorney who represents your interests. This ensures your claim is properly submitted and handled with care.

5. You receive your funds

Once approved, you’ll receive the funds you’re owed. There’s nothing more for you to do — we help you reclaim what’s yours.

About

I’m Tirano Graham, the founder of Valor Asset Services. With extensive knowledge in the unclaimed funds industry, I bring over 20 years of experience in real estate and financial recovery, having worked as a real estate agent, loan officer, and investor.

My journey into this business was deeply personal. A family member of mine faced the heartbreaking possibility of losing their home due to unpaid taxes. As a retired individual, they were on the brink of homelessness. Witnessing their struggle ignited a passion in me to understand the complexities of tax recovery. I dedicated myself to learning how to navigate these challenges and was able to help them reclaim the funds they were entitled to. Although they lost their home, they received the funds and were able to begin a new chapter in their life.

This experience fuels my commitment to helping others in similar situations. At Valor Asset Services, my team of analysts and attorneys is dedicated to empowering clients to recover what’s rightfully theirs, ensuring integrity and transparency every step of the way. I believe that everyone deserves a second chance, and together, we’ll help you secure a brighter financial future.

Frequently Asked Questions

Please reach us at contact@valorassetservices.com if you cannot find an answer to your question.

What is a tax surplus?

A tax surplus occurs when a property is sold at auction due to unpaid taxes, and the sale price exceeds the amount owed. The extra funds, known as surplus, are rightfully owed to the former property owner.

How can Valor Asset Services help me claim my surplus?

Valor Asset Services specializes in helping individuals navigate the complex legal process of recovering tax surplus funds. Our team of analysts and attorneys handles all the paperwork and legal requirements, ensuring a stress-free experience for you. There are no upfront fees—we only get paid when we successfully recover your surplus.

What are your fees for the service?

We work on a contingency basis, meaning we only get paid if we successfully recover your surplus funds. Our fee is a percentage of the recovered amount, which we agree on upfront, so there are no hidden costs.

Is there a deadline for claiming surplus funds?

Yes, there is typically a statute of limitations for claiming surplus funds, which varies by state. In some cases, you may have several years to file a claim, but it’s important to act as soon as possible to avoid losing your right to the funds.

What happens if my claim is denied?

If your claim is denied, Valor Asset Services will review the reason for denial and work to resolve any issues. In most cases, claims are denied due to missing or incorrect information, and we’ll ensure that everything is properly filed for you.

How do I know this is legitimate?

We are Valor Asset Services LLC, a private company — not a government agency, county office, or law firm. You can verify us by our business address, phone, and this website, and you never pay anything upfront. We are only paid if funds are recovered.

How do you find surplus funds?

When a property is sold at a tax sale or foreclosure for more than the debts owed, the extra money — the surplus — is held by the county or court. We search those records to match surplus funds with the former owners or heirs entitled to them.

What documents will I need?

Typically a government-issued ID and documents connecting you to the property, such as a deed, probate records, or heirship documents. We tell you exactly what your claim needs after the free review — we never ask for banking information or a Social Security number upfront.